Bridging finance

Bridging loan^

It’s never been easier to buy or build a new home before selling your existing property. Alpha’s bridging solution is fully featured and as user friendly.

  • Loans at our advertised rates (no rate loading), including fixed rates.
  • A 100% offset facility that can help save on interest while paying down your loan quicker.
  • Loan servicing capability based on the (end) debt you have once your home is sold (for loan to valuation ratios less than 80% only).
  • No repayments required while your existing home is for sale (the bridging period) as interest is capitalised.
  • Available for owner occupiers and investors.
  • Real valuation values used without buffering for risk.
  • No fixed rate penalty at time of partial discharge (i.e. when your loan is paid down, completing the bridging phase).
  • 2nd mortgage options available on property to be sold (refer to your broker).

AFG Home Loans Alpha™ products are provided by Bendigo and Adelaide Bank Limited ACN 068 049 178 (BABL) Australian Financial Services Licence 237898 and Australian Credit Licence 237879 and promoted by AFG Home Loans. The AFG Home Loans Alpha™ information on this website was prepared and issued by BABL.

^Available to existing customers only. Customers are considered ‘existing’ where a lending facility has been held greater than 3 months funded by Bendigo and Adelaide Bank.

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