Loan Type: Link

Rate Changes

Alpha, Edge, Icon, Link, Options, Retro
General, Personal Finance
Home loan interest rate changes AFG Home Loans reviews the interest rates on home loans and residential investment loans, following the Reserve Bank of Australia (RBA) announcements of changes to the official cash rate. View the most recent home loan interest rate changes for your home loan below. Be in the know In response to...

Safer internet banking for Retro and Link 

Link, Retro
Internet Banking
Amidst the growing prevalence of scams and fraudulent activities, Retro and Link are committed to improving our internet banking security for our customers. We’ve now implemented an additional security layer for our Retro and Link internet banking.  Internet banking changes  Human verification  When you log into Retro or Link Internet Banking on a desktop or...

Transaction enquiries — what you need to know 

Align, Alpha, Bright, Edge, Link, Options, Retro
Transaction enquiries
How do I check my loan balance/monthly payment?  It’s easy to check your loan balance and payment amounts by logging into Internet Banking and selecting your AFG Home Loan product. You can access Internet Banking in the top right corner of your web browser when you go to   How do I change my personal...

Can I borrow additional funds without going through the full application process?

Link, Retro
Borrowing, Lending Criteria, Loan Application
No, all applications for additional funds are assessed and are subject to lending criteria, and associated terms and conditions. Please contact your AFG broker to assist you.

Do I have the option to extend my interest only term?

Align, Alpha, Edge, Link, Options, Retro
Home Loan, Interest
In some cases, we may agree to extend your interest only term when your loan nears the interest only expiry date. This will depend on your circumstances and will be subject to assessment. For Retro/Link customers, contact Client Services at 1800 629 948, or email to apply. For Alpha customers, contact the Alpha Support...

Can I pay out my Retro/Link home loan at any time?

Link, Retro
Discharge, Fees, Home Loan, Internet Banking, Payment
All variable rate loans can be paid out at any time by paying the discharge balance plus any applicable discharge fees. Contact Client Services on 1800 629 948 for more information.

How do I stop or cancel a Retro/Link direct debit or recurring payment?

Link, Retro
Bank Cards, Direct Debit, Internet Banking, Payment
How do I stop or cancel a direct debit? We can do it for you. You can contact us on 1800 629 948 Monday to Friday 8.30am to 7pm (AEST) and we will promptly arrange for the direct debit to be cancelled. How do I stop or cancel a recurring payment? You should notify Client...

Financial Hardship

Alpha, Edge, Icon, Link, Options, Precision, Retro
Budgeting, General, Personal Finance
We understand that at times, you may face temporary periods of financial hardship. Some common factors that may cause financial hardship include: If there is a reason you can’t make your regular repayments, we may be able to help you. How we can help will depend on your circumstances. The sooner you contact us, the...

Retro - Internet Banking FAQs

Link, Retro
Apps, Internet Banking
Retro/Link – Internet Banking FAQs Welcome to the enhanced AFG Home Loans Retro/Link internet banking. We think you’re going to love the improvements we’ve made! You can use the same login details on your new Internet Banking but if you need help or you’ve misplaced your password, please contact our Client Services team on 1800 629...

How do I report my card lost, stolen or damaged?

Alpha, Edge, Icon, Link, Options, Retro
Bank Cards, Security
If your card is lost or stolen, please report it immediately to minimise the risk of unauthorised use. If your Retro card is lost or stolen, please call: During office hours 1800 629 948 or 08 9420 7888 After hours 1800 648 027 or 02 8299 9101 If your Link card is lost or stolen, please call: During...

I want to buy my first home

Buying your first home is exciting, but it’s a big step to take and one that comes with many questions and decisions.

I'm considering refinancing

Situations change, perhaps you’ve changed jobs, a new addition to the family? Maybe you would just like a better rate?

I'm looking to buy an investment

Research and having the right people to help you are the keys when investing in property.

I'm thinking about buying my next home

Whether you’re looking to upsize, downsize, relocate, or buy that dream holiday home.

I'm looking to build a new home

Building your own house can be a wonderful experience – but it can also be expensive.


The classic home loan with modern features.


Flexible loans for borrowers looking for solutions outside the box.


Tailored loans to support diverse needs.


A versatile home loan with no ongoing fees.


Simple competitive home loans with all the essentials.


Tailor your finance with a versatile range of loan options.


A finance solution for those who may not meet standard criteria.