Home loan calculators & tools


Get started with our most popular calculators

Managing your money should be easy, but we know that sometimes it can get a little confusing. To help you out, we’ve put together a collection of free calculators and tools that will allow you to work through several scenarios to help plan your financial situation. Whether you’re buying your first home, upsizing, investing, or simply planning your household budget, our list of savings, tax, loan, and home loan calculators below can provide some clarity.

Loan repayment calculator

Estimate your repayments and work out how to repay it faster.

Borrowing power calculator

Use your details to estimate how much you could borrow.

Stamp duty calculator

Estimate how much stamp duty you’re likely to pay on a home.

Income annualisation calculator

Estimate what your annual income might be from the money you’ve received so far this year.

Property selling cost calculator

Estimate how much it may cost to sell your property and see where to save.

Home loan offset calculator

Estimate how much interest you could save by using your savings to offset your home loan.

Comparison rate calculator

Use interest rates and fees to compare true costs of different loans.

Extra loan repayment calculator

See the difference additional payments will make on your home loan.

How long to repay calculator

Work out how long it will take to pay off your loan.

Interest only mortgage calculator

Work out your repayments on an interest-only home loan.


Not sure what’s the right loan for you?

We offer our loans exclusively through experienced AFG brokers via our broker network, making sure you receive a loan that meets your individual needs.

Multiethnic couple handshake with consultant at home

I want to buy my first home

Buying your first home is exciting, but it’s a big step to take and one that comes with many questions and decisions.

I'm considering refinancing

Situations change, perhaps you’ve changed jobs, a new addition to the family? Maybe you would just like a better rate?

I'm looking to buy an investment

Research and having the right people to help you are the keys when investing in property.

I'm thinking about buying my next home

Whether you’re looking to upsize, downsize, relocate, or buy that dream holiday home.

I'm looking to build a new home

Building your own house can be a wonderful experience – but it can also be expensive.


The classic home loan with modern features.


Flexible loans for borrowers looking for solutions outside the box.


Tailored loans to support diverse needs.


A versatile home loan with no ongoing fees.


Simple competitive home loans with all the essentials.


Tailor your finance with a versatile range of loan options.


A finance solution for those who may not meet standard criteria.