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NEW HOME BUYERS

Thinking about buying your next home?

WHERE TO START?

Need a little more space?

Whether you’re looking to upsize, downsize, relocate, or buy that dream holiday home – let us help you on your journey.

You’ve already been in the situation of buying a home, applying for a mortgage, and going through settlement. What’s different this time is there are a few extra things to consider when buying your next property.

Built up equity

Depending on how much equity you’ve built up in your current property, you may be able to put it towards the deposit of your next home, by converting your current home into an investment property. This is a complex situation that requires getting financial advice before deciding whether it’s feasible for you.

To sell or not to sell

Putting your house up for sale before buying your new one will avoid the cost of two mortgages, but you will need to arrange for a place to stay once your house is sold. You’ll feel less pressure to take a lower offer, but on the flipside, you’ll have increased pressure to find a new home after you sell.

CALCULATORS & TOOLS

Helpful tools to use when buying your next property

These tools make it easy to calculate how much you can borrow based on your income and expenses, estimate your home loan repayments, and work out how to repay your loan faster.

Loan repayment calculator

Estimate your home loan repayments and work out how to repay it faster.

Borrowing power calculator

Use your details to estimate how much you could borrow.

By the time we save for our first home, upgrade to a bigger or better one, earn enough money to pay the mortgage and bills and live life in between, it’s not surprising many of u

WE CAN HELP

Get in touch with your local broker

We offer our loans exclusively through experienced AFG brokers via our broker network, making sure you receive a loan that meets your individual needs.

Three young women having conversation and laughing

I want to buy my first home

Buying your first home is exciting, but it’s a big step to take and one that comes with many questions and decisions.

I'm considering refinancing

Situations change, perhaps you’ve changed jobs, a new addition to the family? Maybe you would just like a better rate?

I'm looking to buy an investment

Research and having the right people to help you are the keys when investing in property.

I'm thinking about buying my next home

Whether you’re looking to upsize, downsize, relocate, or buy that dream holiday home.

I'm looking to build a new home

Building your own house can be a wonderful experience – but it can also be expensive.

Retro

The classic home loan with modern features.

Link

Flexible loans for borrowers looking for solutions outside the box.

Bright

Tailored loans to support diverse needs.

Align

A versatile home loan with no ongoing fees.

Edge

Simple competitive home loans with all the essentials.

Alpha

Tailor your finance with a versatile range of loan options.

Options

A finance solution for those who may not meet standard criteria.