Rate Changes
Home loan interest rate changes
AFG Home Loans reviews the interest rates on home loans and residential investment loans, following the Reserve Bank of Australia (RBA) announcements of changes to the official cash rate. View the most recent home loan interest rate changes for your home loan below.
Changes to your home loan
The Reserve Bank of Australia has decreased the official cash rate by 0.25% p.a. to 3.85% p.a.
Please check below for details of the revised interest rates for each AFG Home Loans product as a result of this RBA change.
If you are unsure about which AFG Home Loan product you currently have, the easiest way to find out is to check your statement. If you have a query pertaining to a specific AFG Home Loan product, please contact us using the details provided in the links below.
Retro & Link
We have reviewed our rates.
Retro and Link will reduce all rates for existing customers by 0.25% effective on 13 June 2025.
We understand that there may be questions around the timing. Given that we rely on wholesale funding arrangements, the cost of these funds does not adjust on the day the RBA announces its rate decision. The timing reflects when our funding arrangements actually reflect the RBA rate decision.
For more information, please contact our Client Services team on 1800 629 948 or at clientservices@afghomeloans.com.au.
Alpha
We have reviewed our rates.
Alpha will reduce all rates for existing customers by 0.25% effective on 6 June 2025.
For more information, please contact our Alpha Support Team on 1300 247 033.
Bright
We have reviewed our rates.
Bright will reduce all rates for existing customers by 0.25% effective on 12 June 2025.
For more information, please contact our Bright Support Team on 13 14 88.
Edge
We have reviewed our rates.
Edge will reduce all rates for existing customers by 0.25% effective on 17 June 2025.
For more information, please contact our Edge Support Team on 1300 543 558.
Options
We have reviewed our rates.
Options will reduce all rates for existing customers by 0.25% effective on 5 June 2025.
For more information, please contact our Options Support Team on 1800 184 260.
Align
We have reviewed our rates.
Align will reduce all rates for existing customers by 0.25% effective on 16 June 2025.
For more information, please contact Align Customer Care on 1300 163 184.
Icon
We are currently reviewing our rates.
We’re reviewing our rates following the recent RBA announcement. Once we have determined any changes, we will publish them here and communicate them directly to our customers.
For more information, please contact 1800 467 483 or at icon@afghomeloans.com.au.
If you’re experiencing difficulties keeping up with mortgage repayments, we may be able to help you. Visit our financial hardship page for assistance.
Be in the know
We have put together two resource sheets you can use to help you navigate through some of the questions or concerns you might have about interest rates.
