Rate Changes
Home loan interest rate changes
AFG Home Loans reviews the interest rates on home loans and residential investment loans, following the Reserve Bank of Australia (RBA) announcements of changes to the official cash rate. View the most recent home loan interest rate changes for your home loan below.
Changes to your home loan
The Reserve Bank of Australia has increased the official cash rate by 0.25% p.a. to 3.85% p.a.
Please check below for details of the revised interest rates for each AFG Home Loans product as a result of this RBA change.
If you are unsure about which AFG Home Loan product you currently have, the easiest way to find out is to check your statement. If you have a query pertaining to a specific AFG Home Loan product, please contact us using the details provided in the links below.
Retro & Link
Interest rates have been reviewed.
Retro & Link will increase all standard variable rates by 0.25% effective on Tuesday, 10 February. We will communicate this directly to our customers over the coming days
For more information, please contact our Client Services team on 1800 629 948 or at clientservices@afghomeloans.com.au.
Alpha
Interest rates have been reviewed.
Alpha will increase all variable interest rates by 0.25% effective on Friday, 13 February. We will communicate this directly to our customers over the coming days.
For more information, please contact Alpha Customer Care on 1300 247 033. 
Any borrowers who are experiencing financial difficulty, please contact the Mortgage Help Centre on 1300 652 146.
Bright
Interest rates have been reviewed.
Bright will increase all variable interest rates by 0.25% effective on Tuesday, 10 February. We will communicate this directly to our customers over the coming days.
For more information, please contact the Bright Support Team on 13 14 88
Edge
Interest rates have been reviewed.
Edge will increase all variable interest rates by 0.25% effective on Monday, 2 March. We will communicate this directly to our customers over the coming days.
For more information, please contact the Edge Support Team on 1300 543 558.
Options
Interest rates have been reviewed.
Options will increase all variable interest rates by 0.25%. We will communicate to our customers their new rate, payment details, and the effective date directly to our customers over the coming days.
For more information, please contact the Options Support Team on 1800 629 948.
Align
Interest rates have been reviewed.
Align will increase all variable interest rates by 0.25% effective on Tuesday, 10 February. We will communicate this directly to our customers over the coming days.
For more information, please contact Align Customer Care on 1300 163 184 
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Interest rates are currently being reviewed.
At present, we’re in the process of reviewing our rates, and once we have determined any changes, they will be published here and will be communicated directly to our customers.
If you’re experiencing difficulties keeping up with mortgage repayments, we may be able to help you. Visit our financial hardship page for assistance.
Be in the know
We have put together two resource sheets you can use to help you navigate through some of the questions or concerns you might have about interest rates.
