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Help Centre
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document checklist

Keep in check when applying for your loan

LOAN DOCUMENTS

Here’s a checklist of documents you need

Most lenders follow a similar process when it comes to approving loans, so they generally need the same documentation. To keep the process moving forward, it helps to bring the documents listed below to the meeting with your broker. This can help fast-track your loan application. This is a general checklist and you may not need some of them. Your broker can confirm what you’ll need.

Personal identification

  • A current Passport or Birth Certificate
  • Driver’s Licence

Other documents that may be useful:

  • Medicare card
  • Credit/Debit card
  • Council Rates Notice
  • Pensioner Concession card
  • Health Care card
  • Tertiary Student ID card

Please note: if these documents are in your maiden name, you will also need to provide a copy of your Marriage Certificate.

Online discussion with a broker

Income details

  • The two most recent payslips from your employer.*
  • The most recent Group Certificate from your employer.

If self employed:

  • The last two years’ personal and business tax returns and ATO assessments
  • Other income details

You may also need:

  • Rental income statements or bank accounts showing rental income for any investment properties.
  • Proof of share dividends or interest earned.
  • Centrelink letter confirming family tax benefits.
  • Centrelink letter confirming permanent government pensions.
  • Private pension group certificate or statement.
  • Proof of any other regular, ongoing income.

*Ideally these will show the company name, number of payslip and year-to-date income figure.

WE CAN HELP

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Our loans are only available through our network of experienced AFG brokers. Book a call to speak to a broker today.

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AFG Home Loans Pty Ltd is part of the ASX listed Australian Finance Group Ltd (AFG), one of Australia’s leading mortgage broking firms for almost a quarter of a century.

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The information provided is a short summary and is not everything you need to know to select a product and features that are appropriate for your needs and requirements. All information is subject to change without notice. Terms and conditions and lending criteria may apply. Fees and charges may be varied or introduced in the future.

AFG Home Loans Pty Ltd | ACN 153 255 559 | Australian Credit Licence 411913

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