We are AFG Home Loans

Looking for the right home loan?

Get competitive rates from flexible loans with all the features you need, and none of the extras you don’t.

What is your goal?

I want to

I want to buy
my first home

Buying your first home is exciting, but it’s a big step to take. Let us help you achieve your first home dream.

I'm considering refinancing

Sometimes life circumstances change, and your home loan should change with it. We can make it easy to switch and save.

I'm looking to buy an investment property

It pays to do your homework on the property market before you dive in. Find out what you need to know to build your portfolio.

I want to buy my next home

Whether you’re looking to upsize, downsize, relocate, or buy that dream holiday home – let us help you on your journey.

I'm looking to build a new home

Building a new home is an exciting but sometimes stressful, life experience. Let us amplify the excitement and minimise the stress.


Thrive in your retirement years

Retro Thrive is an innovative product designed to cater to mature-aged borrowers 50 and over looking for more flexible repayment options. Thrive enables customers to choose an interest-only (IO) repayment schedule over a 40-year term without repeatedly applying for extensions, ultimately providing more options to hold these assets longer term into retirement.
Evaluating their income and expenditure

Crunch the numbers

Use our calculators and tools to see what you can borrow and repay.


Find a great rate to get your dream home sooner

Whatever your reason for a new mortgage, we have a host of home loans to make you feel right at home. Compare our home loans to find out what’s right for you.


Who is AFG Home Loans?

AFG Home Loans has been around for over a quarter of a century and is part of AFG – one of Australia’s leading mortgage broking firms for almost a quarter of a century.

AFG has over 3,000 mortgage brokers servicing home and investment loan customers all over Australia, offering them the choice of an extensive range of products and services.

Online discussion with a broker
Female Creative smiling while looking out window

We’re here for you

It’s truly personal service we offer our customers. Our brokers work closely with you, get to know your situation and help identify a loan that is just right for you.  Our dedicated team of Client Services Officers are also available over the phone to ensure you enjoy the top-notch customer experience you deserve.

Features, fees & more

We’ll help you find a great loan

Being part of one of Australia’s largest providers of mortgage broking services helps us stay up-to-date with what’s available in the wider market. This helps us keep our home loans competitive with the added features you expect.

Finding a loan that’s right for you means the right rate and also the right elements to best work in with your circumstance and what you’re trying to achieve, all whilst not paying for what you don’t need. Our home loans are all different, allowing you to choose options such as redraw, offset facilities, access to a large ATM network, Visa cards, MasterCard and mobile banking apps, giving you control of your accounts whenever and wherever you need it.


Get in touch with your local broker

We offer our loans exclusively through experienced AFG brokers via our broker network, making sure you receive a loan that meets your individual needs.

Multiethnic couple handshake with consultant at home

I want to buy my first home

Buying your first home is exciting, but it’s a big step to take and one that comes with many questions and decisions.

I'm considering refinancing

Situations change, perhaps you’ve changed jobs, a new addition to the family? Maybe you would just like a better rate?

I'm looking to buy an investment

Research and having the right people to help you are the keys when investing in property.

I'm thinking about buying my next home

Whether you’re looking to upsize, downsize, relocate, or buy that dream holiday home.

I'm looking to build a new home

Building your own house can be a wonderful experience – but it can also be expensive.


The classic home loan with modern features.


Flexible loans for borrowers looking for solutions outside the box.


Tailored loans to support diverse needs.


A versatile home loan with no ongoing fees.


Simple competitive home loans with all the essentials.


Tailor your finance with a versatile range of loan options.


A finance solution for those who may not meet standard criteria.

Retro and Link are introducing changes to some of its fees and charges.